建立一个可以信任的团队很重要，但不幸的是，员工欺诈很常见。就业前背景筛选是降低雇用错误人员风险的关键工具。这是一个值得一读的故事，其中包含一些在员工欺诈方面需要注意的事项：

我认识的一位企业主去年在他的五个零售点中的三个看到他的总收入和毛利率略有下降。他不明白发生了什么事。因此，他安装了一个企业资源规划系统，其中包括一个销售点库存管理系统。他希望这些新系统能够隔离问题并提高公司的盈利能力。

但事情并没有改变。产品利润率低于预期；产品销售持平；商品销售成本不一致；而且，库存分析从未与公司财务账簿和记录相一致。出了点大错特错。企业主联系了一家管理咨询公司寻求帮助。经过广泛审查，该公司发现该公司是欺诈的受害者。有人或数名员工通过挪用资产挪用资金。

那个企业主并不孤单。根据注册欺诈审查员协会的数据，近 40% 的欺诈发生在私营公司，30% 发生在员工少于 100 人的公司。该协会估计，欺诈每年平均造成 5% 的收入损失。

It’s important to build a team you can trust, but unfortunately employee fraud is common.  Pre-employment background screening is a critical tool in reducing the risk of hiring the wrong person.  Here’s a story worth reading with some of the things to look out for in terms of employee fraud:

A business owner I know was seeing a slight decline in his gross revenues and gross margins last year at three of his five retail locations. He couldn’t understand what was going on. So he installed an enterprise resource planning system including a point-of-sale inventory management system. He hoped that these new systems would isolate the problem and improve his company’s profitability.

But things didn’t change. Product margins were less than expected; product sales were flat; cost of goods sold were inconsistent; and, the inventory analysis never reconciled with the company financial books and records. Something was radically wrong. The business owner contacted a management consulting firm for help. After an extensive review, the firm found that the company was a victim of fraud. Someone or several employees were embezzling money through misappropriation of assets.

That business owner isn’t alone. According to the Association of Certified Fraud Examiners, nearly 40 percent of fraud occurs at privately held companies and 30 percent occurs at companies with fewer than 100 employees. The association estimates that fraud causes average revenue losses of 5 percent annually.